“What happens to staffing and margins if three projects are delayed?”
Project timing · Capacity · Payroll · Revenue
Whatifi Engine / AI modeling infrastructureWhatifi Engine.
Whatifi Engine.
A financial model you
(and your agents) can trust.
Turn natural language into persistent financial and operational models. Explore scenarios, change assumptions, and calculate reproducible results using a deterministic simulation engine.
The AI handles the conversation. Whatifi handles the model.
Inside Whatifi EngineConceptual illustration · not a live demo
01 / Describe
Start with a question.
You / your agent
“We’re a consulting business with 20 employees. What if we win two contracts and hire six more people?”
Business context20 employees · 2 new contracts · 6 hires
AI interprets the question and helps construct the model.
02 / Model
Make the logic explicit.
The graph is the operational model. Not just a picture of it.
03 / Simulate
Compare possible futures.
One model. Different decisions. Consistent calculation logic.
Natural language → persistent business model → deterministic resultsAI handles the conversation. Whatifi handles the model.
A look inside Whatifi
Development screenshots · illustrative examplesThe conversation becomes a connected model.
01 / The missing layerAI agents have a
AI agents have a
modeling problem.
Understanding a business question is different from maintaining an accurate model of how a business operates.
“What happens to cash flow if we hire five people, delay a project by three months, and increase prices by 8%?”
An AI can discuss that question or generate a calculation. But the assumptions, dependencies, timing, and evolving business state need somewhere to live.
AI agents don’t need better prompts. They need models.02 / Beyond the answerAn answer is temporary.
An answer is temporary.
A model is an asset.
01
Persistent
The model survives the prompt. Revisit it, refine it, and build on what came before.
02
Inspectable
See the assumptions, relationships, and calculation structures behind an outcome.
03
Modifiable
A new question changes the existing model. You don’t have to start from scratch.
04
Deterministic
The same model and inputs produce the same calculated results.
03 / Cause and effect, over timeBuilt for the real
Built for the real
what-if questions.
Not isolated arithmetic. Connected decisions, with consequences that unfold over time.
“Can we hire ten employees if revenue grows 15% slower than expected?”
Growth · Hiring · Expenses · Cash flow
“Expand into a new market, or grow our existing operation?”
Investment · Demand · Timing · Alternative outcomes
04 / Under the hoodReasoning meets
Reasoning meets
deterministic computation.
Let AI focus on language and orchestration. Let specialized computation handle the financial and operational calculations.
01
Conversational AI
Interprets instructions, asks questions, and constructs or modifies models.
02
Structured modeling
Connected, time-aware business events. Explicit assumptions and dependencies.
03
Deterministic simulation
Executes the model. Produces repeatable financial and operational results.
05 / Decisions branch. Models should too.Don’t just predict one future.
Don’t just predict one future.
Explore many.
Branching decisions create alternative outcomes, calculated with consistent assumptions and logic.
One business modelShared assumptions & calculation logic
Scenario A
Maintain current staffing
Continue with existing capacity.
Scenario B
Hire aggressively
Balance payroll with growth.
Scenario C
Delay expansion
Shift investment and timing.
A modeling engine.
More than one way to use it.
Give your agents
a modeling engine.
A potential computational layer for AI products: create models, modify assumptions, request calculations, and retrieve structured results.
- Structured business modeling primitives
- Persistent, time-aware scenario state
- Deterministic simulation & branching outcomes
- API-oriented architecture
Third-party integration opportunities are being explored. No public API or SDK is announced here.
Discuss an IntegrationAsk better questions.
Make better decisions.
Work conversationally with financial and operational models, without manually constructing complex spreadsheets or formulas.
- Natural-language scenario creation
- Visual, inspectable business models
- Financial & operational forecasting
- Iterative planning and scenario comparisons
The conversational experience is in development. Talk with us about the technology and your use case.
See Whatifi in ActionExisting technology
Modeling & simulation
The underlying modeling and deterministic simulation technology has been developed.
In development
Conversational interfaces
We’re building AI experiences around the engine, and exploring integration opportunities.
Building an AI agent that needs
to understand how businesses work?
For builders, business leaders, and investors exploring what comes next. Meet Jon Cowley, founder of Whatifi, to discuss the engine and your use case.